Terms of use
Last updated August 10, 2026.
By using Averainsure, you agree the site is for general information only. Content may be incomplete or outdated. You are responsible for insurance decisions you make, including confirming terms with insurers and regulators.
Calculators can contain errors. Results can be wrong even when inputs look reasonable. Do not treat them as quotes, underwriting decisions, or financial plans.
You may not scrape the site in a way that degrades service, present calculator output as an official quote, or use our branding in a way that implies we issued a policy.
Pages are provided “as is.” To the extent allowed by law, Averainsure is not liable for indirect, incidental, or consequential damages arising from use of the site.
These terms are governed by the laws of the United States without regard to conflict-of-law rules that would apply another jurisdiction’s law, except that consumers keep any non-waivable protections of their home state.